Literasi Keuangan dan Efikasi Keuangan terhadap Minat Investasi Emas Antam Masyarakat Desa Labanjaya Kecamatana Pedes Kabupaten Karawang

Ahmad Wahyu Hidayat; Sihabudin Sihabudin; Robby Fauji

doi:10.31539/budgeting.v5i2.7734

Ahmad Wahyu Hidayat Universitas Buana Perjuangan Karawang
Sihabudin Sihabudin Universitas Buana Perjuangan Karawang
Robby Fauji Universitas Buana Perjuangan Karawang

DOI: https://doi.org/10.31539/budgeting.v5i2.7734

Abstract

The aim of this research is to explain Financial Literacy and Financial Efficacy of the Antam Gold Investment Interest of the Labanjaya Village Community. This research uses Descriptive Verification. The sample in this research was determined using the Lemeshow formula of 96 community respondents. Data was obtained using a Likert scale questionnaire distributed using Google Form. The data analysis method uses Multiple Linear Regression Analysis using SPSS version 26 tools. The results of this research show that the Financial Literacy Variable has a positive and significant effect on Investment Interest, and the Financial Efficacy Variable has a significant positive effect on Investment Interest, and Financial Literacy and Financial Efficacy have a positive effect and significant to Investment Interest.

Keywords: Financial Efficacy, Financial Literacy, Investment Interest.

References

Adi, A. (2023, May 04). Databooks. Retrieved July 07, 2023, from https://databoks.katadata.co.id: https://databoks.katadata.co.id/datapublish/2023/05/04/harga-emas-antam-naik-60-dalam-5-tahun-terakhir

Bhaskara, W. P. (2017). Pengaruh Literasi Keuangan, Efikasi Keuangan dan Faktor Demografi pada Keputusan Investasi Pasar Keuangan Keluarga di Surabaya. Repositori Universitas Hayam Wuruk Perbanas, 1-14. Retrieved from http://eprints.perbanas.ac.id/2863/1/ARTIKEL%20ILMIAH.pdf

Faidah, F. (2019). PENGARUH LITERASI KEUANGAN DAN FAKTOR DEMOGRAFI TERHADAP MINAT INVESTASI MAHASISWA. Journal of Applied Business and Economic, 251-263. Retrieved from https://d1wqtxts1xzle7.cloudfront.net/89116082/pdf-libre.pdf?1659152592=&response-content-disposition=inline%3B+filename%3DPengaruh_Literasi_Keuangan_Dan_Faktor_De.pdf&Expires=1694670460&Signature=QdteboXv~ttdIi8yJx7KIE5LWQU3Va5Qk2bi-65EUCBYdhIlYHRghyCbe9

Imam, G. (2018). Aplikasi Analisis Multivariate Dengan Program IBM SPSS 25 (9th ed). Semarang: Universitas Diponegoro. Retrieved from https://openlibrary.org/books/OL38628194M/Aplikasi_Analisis_Multivariate_Dengan_Program_IBM_SPSS_25_(9th_ed)

Kelly, K., & Pamungkas , A. S. (2022). Pengaruh Literasi Keuangan Dan Faktor Demografi Terhadap Minat Investasi Saham. JABE (Journal of Applied Business and Economic), V, 556-563. Retrieved from https://journal.untar.ac.id/index.php/JMDK/article/view/19668

Krishty, M. E., Oktalita, S., Yonathan, S. B., & Hikmah, W. N. (2022). Keuntungan Investasi emas Antam di masa Pandemi Covid-19. Jurnal Komunitas Yustisia, V, 388-399. Retrieved from https://doi.org/10.23887/jatayu.v5i1.47128

Loprang, W. R., Saerang, I. S., & Lintong D, C. A. (2022). Pengaruh Literasi Keuangan Dan Efikasi Keuangan Terhadap Keputusan Investasi Masyarakat Malalayang Dua Lingkungan Dua. Jurnal EMBA: Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi, X, 1295-1304. Retrieved from https://ejournal.unsrat.ac.id/index.php/emba/article/view/39362

Natalia, D. E., Murni, S., & Untu, V. N. (2019). Analisis Tingkat Literasi Dan Pengelolaan Keuangan Pribadi Mahasiswa Di Fakultas Ekonomi dan Universitas Sam Ratulangi. Jurnal EMBA, VII, 2131–2140. Retrieved from https://ejournal.unsrat.ac.id/index.php/emba/article/view/24018

Pangestika , T., & Rusliati, E. (2019). Literasi dan efikasi keuangan terhadap minat mahasiswa Berinvestasi di Pasar Modal. Jurnal Riset Bisnis Dan Manajemen, Xii, 37-42. Retrieved from https://journal.unpas.ac.id/index.php/jrbm/article/view/1524

Putri, W. W., & Hamidi, M. (2019). Pengaruh Literasi Keuangan, Efikasi Keuangan, dan Faktor Demografi Terhadap Pengambilan Keputusan Investasi ( Studi Kasus Pada Mahasiswa Magister Manajemen Fakultas Ekonomi Universitas Andalas Padang). Jurnal Ilmiah Mahasiswa Ekonomi Manajemen, IV, 398-412. Retrieved from http://jim.usk.ac.id/EKM/article/view/10703

Rico , N. I., Khaira, A. F., Mangasi, S., & Muammar, K. (2020). Manajemen Investasi (Legal Investment Versus Fake Investment). (E. Naufal Bachri, Ed.) Gunung Sitoli: CV Jejak. Retrieved from https://jejakpublisher.com/product/manajemen-investasi-legal-investment-versus-fake-investment/

Sugiyono. (2018). Metode Penelitian Kuantitatif Kualitatif dan R&D. Bandung: Alfabeta. Retrieved from https://www.scribd.com/document/391327717/Buku-Metode-Penelitian-Sugiyono#

Sugiyono. (2021). Metode Penelitian Kuantitatif, Kualitatif dan R&D. PT. Alfabet. Bandung: Alfabeta. Retrieved from https://opac.perpusnas.go.id/DetailOpac.aspx?id=1543971

Trisnaningsih, T., Sihabudin, S., & Fauji, R. (2022). Pengaruh Influencer Dan Literasi Keuangan Terhadap Minat Investasi Mahasiswa. Journal of Business and Economics Research (JBE), III, 82-89.