Pengaruh Penggunaan Mobile Banking Bri Terhadap Continuance Intention Pada Generasi Z

  • Antika Sari Universitas Bengkulu
  • Nikmah Nikmah Universitas Bengkulu

Abstract

Mobile banking is a bank payment transaction service that allows customers to carry out various transactions using smartphones. This research aims to examine the relationship between variables in predicting the intention to continue using BRI mobile banking in generation Z. The variables in this study are continuous intention, satisfaction, calculative commitment, affective commitment, trust, perceived service value, alternative quality, and anxiety. This research method uses quantitative methods, and data collection techniques in this research were carried out using questionnaires and purposive sampling design. The number of respondents was 198 respondents with generation Z research objects. Before the data was analyzed for hypothesis testing, the data was first tested for reliability and validity to ensure that the measures measured were good. Then, the data was analyzed for hypothesis testing using PLS structural equation modeling (SEM). The results of this analysis show that all hypotheses can be supported or are significant. This research also conveys limitations and suggestions for further research.

Keywords: Intention To Continue Using, SEM, BRI Mobile Banking, Generation Z

References

Albashrawi, M., & Motiwalla, L. (2017). When IS Success Model Meets UTAUT in a Mobile Banking Context: A Study of Subjective and Objective System Usage.
Allen, N. a. (2009). The Measurement and Antecendents of Affective, Continuance and Normative Commitment to The Organization. Journal of Occupational Psychology. 63 no 1, 1-18.
Ari, D. P. S., & Putri, F. N. (2022). Analisis Kualitas Pelayanan terhadap Kepuasan Dan Niat Penggunaan Berkelanjutan Aplikasi E Filling. Jurnal Administrasi Bisnis, 16(2), 183-190.
Arifin, D. I. (2021). Analisis Faktor yang Mempengaruhi Niat Penggunaan Mobile Banking secara
Aryani, D. (2010). Pengaruh Kualitas Layanan terhadap Kepuasan Pelanggan dalam Membentuk Loyalitas Pelanggan. Jurnal Ilmu Administrasi Dan Organisasi , 17(2), 113-126.
Ashsifa, I. (2020). Pengaruh Technology Acceptance Model Terhadap Kepuasan Pelanggan Dan Niat Penggunaan Mobile Banking Secara Berkelanjutan
Berkelanjutan. Jurnal Riset Manajemen Sains Indonesia.
Bhattacherjee, A. (2001). Understanding information systems continuance: an expectation confirmation model. MIS Q 25(3):351–370
Chaouali W, Y. I. (2016). The interplay of counter-conformity motivation, social influence, and trust in customers’ intention to adopt Internet banking services: the case of an emerging country. 28(2), 209-218.
Clow, K., & James, K. (2014). Essentials of Marketing Research: Putting Research into Practice. SAGE Publishing.
Eriza, T., Saiful., & Halimatusyadiah. (2020). Motivasi, komitmen, Kepuasan Kerja, Keingiinan Berpindah Kerja Sarjana Akuntansi di Bengkulu. Jurnal Fairness Volume, 10(3), 167-176.
Firmansyah, I. A., Yasirandi, R., & Utomo, R. G. (2021). Pengaruh efikasi, kredibilitas, dan tekanan normatif terhadap M-tingkat adopsi perbankan di Indonesia.
Fitranita, V., Zoraya, I., & Wijayanti, I. O. (2023). Factors Affecting Interest In Using E-Commerce And E-Wallet With Using Technology Acceptance Model.
Greenberg, J. d. (2008). Behavior In Organization (Vol. 8). Prentice Hall, New Jersey
Kotler, P. K. (2016). Marketing Management (Vol. 15). Pearson Education,Inc.
Liempepas, I., Meichael., & Sihombing, S. O. (2019). Analisis Faktor – Faktor Yang Mempengaruhi Niat Penggunaan Berkelanjutan: Studi Empiris Pada Mobile Banking Bca.
Martiah, L.NP., Nurazi, R., & Kurniawati, D. (2013). Pengaruh Kualitas Sistem Informasi, Kualitas Informasi, Perceived Usefulness, Terhadap Kepuasan Pengguna Akhir Software. Jurnal Fairness Volume 3(2), 145-158.
Morgan, R.M., & Hunt, S.D. (1994). The commitment-trust theory of relationship marketing. J Mark 58(3):20–38.
Nusair, K. N. (2010). A Conceptual Frame- work of Relationship Commitment. Journal of Hospitality and Tourism Technology. 2, 106-120.
Ridha., Fadli., & Halimahtusyadiah. (2020). Partisipasi Penganggaran, Kepuasan Kerja, Komitmen Organisasi, Dan Kinerja Aparat Pemerintah Badan Pertanahan Nasional Provinsi Bengkulu. Jurnal Fairness Volume, 10(3), 185-194.
Sekaran, U., & Bougie, R. (2013). Research Methods for Business: A Skill-Building Approach (Vol. VI). Wiley
Setyadi, V., Suarly, R., Handoko, R., & Ali, A. (2020). Faktor-Faktor Yang Mempengaruhi Continuance Intention Dari Pengguna Pada Layanan M-Payment (Studi Kasus Go-Pay).
Shaughnessy, J., Zechmeister, E., & Zechmeister, J. (2012). Research Methods in Psychology (Vol. IX). McGraw-Hill
Sriwidharmanely., Usman, D., & Devega. L. (2013). Pengaruh Konflik Partisipasi Anggaran Terhadap Kinerja Manajerial Dengan Kepuasan Kerja Dan Komitmen Organisasi Sebagai Variabel Intervening (Studi Empiris Pada Perusahaan Perbankan Dan Pembiayaan Di Kota Bengkulu). Jurnal Fairness Volume, 3(2), 159-180.
Swastha, B. 2009. Manajemen Pemasaran. Bpfe. Yogyakarta.
Wolf, E., Harrington, K., Clark, S., & Miller, M. (2013). Sample Size Requirements for Structural Equation Models: An Evaluation of Power, Bias, and Solution Propriety. Educational and Psychological Measurement.
Wood, G., & Haber, J. (2014). Nursing Research - E-Book: Methods and Critical Appraisal for Evidence-Based Practice (Vol. VIII). St. Louis, Missouri, United States of America: Elsevier Health Sciences.
Yuan, Y., Lai, F., & Chu, Z. (2017). Continuous Usage Intention of Internet Banking: A Commitment-Trust Model. Information System E-Bus Manage.
Zhang Y, W. Q. (2018). The relationships between electronic banking adoption and its anteced- ents: a meta-analytic study of the role of national culture. 40, 76-87.
Zhao, L., Lu, Y., (2012). Enhancing perceived interactivity through network externalities: an empirical study on micro-blogging service satisfaction and continuance intention. Decis Support Syst 53(4):825–834
Published
2024-02-25
Abstract viewed = 15 times
pdf downloaded = 28 times