Pengaruh Brand Equity, Brand Trust, Brand Engagement terhadap Customer Loyalty Bank Tabungan Negara Kcs Jakarta Harmoni Dimediasi oleh Customer Satisfaction

Authors

  • Nurul Astuti Universitas Pelita Harapan
  • Yokie Radnan Kristiyono Universitas Pelita Harapan

DOI:

https://doi.org/10.31539/sjffwt97

Abstract

This study aims to analyze the influence of brand equity, brand trust, and brand engagement on customer loyalty, with customer satisfaction as a mediating variable. This study was conducted on mortgage customers at PT Bank Tabungan Negara (Persero), Tbk's Harmoni Sharia Branch Office in Jakarta. A quantitative approach was used with a purposive sampling technique for 100 respondents. Data were analyzed using the Partial Least Squares Structural Equation Modeling (PLS-SEM) method with the assistance of SmartPLS software. The results indicate that brand equity and brand trust have a significant influence on customer satisfaction, while brand engagement has no direct effect. In the context of customer loyalty, only brand engagement and customer satisfaction have been shown to have a significant direct influence, while brand equity and brand trust have no significant direct effect. These findings confirm the central role of customer satisfaction in shaping loyalty and highlight the importance of improving the quality of the customer experience through service, transparency, and emotional interaction with the brand. Therefore, brand management strategies in Islamic banking need to focus on creating meaningful value to maintain and enhance customer loyalty sustainably.

 

Keywords: Brand Equity, Brand Trust, Brand Engagement, Customer Satisfaction

References

Aaker, D. A. (1991). Managing Brand Equity: Capitalizing on the Value of a Brand Name. New York: The Free Press. https://doi.org/10.2307/1252048

Abdullah, R., Musa, R., & Ali, M. H. (2018). The role of brand association, brand loyalty, brand awareness, and perceived quality on brand equity. Journal of Islamic Marketing, 9(3), 502–520. https://doi.org/10.1108/JIMA-06-2016-0048

Bank Indonesia. (2024). Laporan Perekonomian Indonesia 2023. Bank Indonesia. https://www.bi.go.id

Basuki, A. T. (2017). Pengaruh kepercayaan merek terhadap loyalitas pelanggan. Jurnal Manajemen dan Bisnis, 13(2), 45–56. https://doi.org/10.23960/jmb.v13i2.121

Cahyani, N. P. E., Suparna, G., & Rahyuda, I. K. (2023). Pengaruh brand equity terhadap loyalitas pelanggan dengan kepuasan pelanggan sebagai variabel mediasi. E-Jurnal Manajemen Universitas Udayana, 12(1), 45–62. https://doi.org/10.24843/EJMUNUD.2023.v12.i01.p03

Chandra, C., & Keni, K. (2019). Pengaruh perceived quality terhadap loyalitas pelanggan melalui kepuasan pelanggan. Jurnal Manajemen Bisnis, 16(2), 24–39. https://doi.org/10.38043/jmb.v16i2.2033

Chaudhuri, A., & Holbrook, M. B. (2001). The chain of effects from brand trust and brand affect to brand performance. Journal of Marketing, 65(2), 81–93. https://doi.org/10.1509/jmkg.65.2.81.18255

Feiz, D., & Moradi, H. (2019). The impact of brand equity on customer loyalty. Journal of Business Research, 95, 1–8. https://doi.org/10.1016/j.jbusres.2018.10.041

Hollebeek, L. D. (2011). Demystifying customer brand engagement. Journal of Marketing Management, 27(7–8), 785–807. https://doi.org/10.1080/0267257X.2010.500132

Khoirunnisa, A., & Marlien, R. A. (2020). Pengaruh brand awareness dan brand engagement terhadap loyalitas pelanggan. Jurnal Manajemen Pemasaran, 14(2), 85–94. https://doi.org/10.9744/pemasaran.14.2.85-94

Keller, K. L., Parameswaran, M. G., & Jacob, I. (2015). Strategic Brand Management: Building, Measuring, and Managing Brand Equity. Pearson Education. https://www.pearson.com

Keller, K. L., & Swaminathan, V. (2020). Strategic Brand Management (5th ed.). Pearson Education. https://www.pearson.com

Kontan. (2024). Kinerja BTN Syariah tumbuh signifikan pada semester I 2024. Kontan.co.id. https://www.kontan.co.id

Kotler, P., & Keller, K. L. (2016). Marketing Management (15th ed.). Pearson Education. https://www.pearson.com

Oliver, R. L. (1999). Whence consumer loyalty? Journal of Marketing, 63(Special Issue), 33–44. https://doi.org/10.1177/00222429990634s105

Omoregie, O. K., Addae, J. A., Coffie, S., Ampong, G. O. A., & Ofori, K. S. (2018). Factors influencing consumer loyalty. Journal of Retailing and Consumer Services, 45, 110–119. https://doi.org/10.1016/j.jretconser.2018.08.014

Rashid, M., Ahmad, F., & Hasan, M. (2020). Customer loyalty and brand equity. International Journal of Marketing Studies, 12(2), 1–12. https://doi.org/10.5539/ijms.v12n2p1

Sadek, H., & Mehelmi, A. (2020). Brand equity and customer loyalty in banking sector. Journal of Islamic Marketing, 11(2), 497–513. https://doi.org/10.1108/JIMA-02-2019-0035

Suwito, S. (2018). Pengaruh kepuasan pelanggan terhadap loyalitas pelanggan. Jurnal Manajemen, 9(1), 12–23. https://doi.org/10.32493/jm.v9i1.1134

Tabrani, M., Amin, M., & Nizam, A. (2018). Trust, commitment, and customer loyalty. International Journal of Bank Marketing, 36(5), 823–848. https://doi.org/10.1108/IJBM-02-2017-0037

Tjiptono, F. (2001). Strategi Pemasaran. Yogyakarta: Andi Offset. https://andipublisher.com

Wardani, N. K., Putri, N. L. P. M., & Yasa, N. N. K. (2023). Pengaruh brand trust terhadap kepuasan dan loyalitas pelanggan. Jurnal Manajemen dan Kewirausahaan, 25(1), 67–78. https://doi.org/10.9744/jmk.25.1.67-78

Yolanda, M., & Keni, K. (2022). Pengaruh brand engagement terhadap loyalitas pelanggan. Jurnal Manajemen Pemasaran, 16(1), 1–12. https://doi.org/10.9744/pemasaran.16.1.1-12

Downloads

Published

2025-12-30